Your Dream Home is My Mission

Your home adventure starts here

Get in Touch

Get in Touch

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Hi, I'm

GOOD NEWS, the Feds announced a drop-in interest rate after two in a half year.  Interest rates are going down. Homes are selling, Affordability is improving. Home values are still holding. Our mortgage investors have Millions of dollars they need to get put to work. What that means for our buyers, they have many loan options to get a home and a payment, they can make. 

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    My dedication to exceptional client service does not cease with the completion of the sale. I pride myself on providing continued client satisfaction long after the initial transaction as I continue to serve your best interest. In an ever-changing market, I know that it is imperative that both buyers and sellers are consistently provided the most up-to-date information necessary to make the most accurate of decisions. 

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Professional Services

Buyers Representative

The first step for buyers, before looking for a new home, is to set down with me and to discuss your different options on how to finance your new home purchase.  2nd step is to get your loan pre-approved by underwriting, because the seller, will not except an offer, if the buyer is not pre-approved. We love helping buyers buy & finance their homes, because the transaction goes smoother and less expensive for you. We offer Conventional, FHA, VA buy down loans and 1st time home buyers Zero down purchase loans.  We provide Reverse Mortgage purchase loans, that leaves more money in the buyer's pocket.   We have loan programs to fit most of today's situations.  We can save you time and money by handling your loan along with your purchase.  We work closely with our clients and arrange the best mortgage loan program for their situation.


James A. Miller

J.A. Miller & Associates since

Camelback Financial since 1983

NMLO 329911,329621

Owner/Broker, DRE 00600793

Cell: 626-665-8230

CamelbackFinancial@msn.com

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    With my market knowledge and industry insights, I aim to facilitate your home search process effectively. I specialize in streamlining the search by identifying properties that align with your preferences and budgetary constraints. 


    Throughout our collaboration, I will guide you through the intricacies of contracts, inspections, and closing procedures, ensuring a seamless and enjoyable experience. 


    Rest assured, I am committed to providing you with peace of mind, knowing that every aspect of your home purchase is meticulously managed and personalized to meet your specific needs.

Sellers Representative

I have been a Real Estate Broker listing homes in Southern California for 20+ years.  I prefer to meet with my clients for a personal appointment for 1 hour at your home.  We will discuss why you are selling your home and what we need to do to get your home sold with a qualified buyer.  With a professional Broker by your side, we will make the process as smooth as possible. 

When we present you an offer, I will discuss your options and help you understand the Real Estate forms.

I am a member of the Citrus Valley Board of Realtors, California Association of Realtors & National Association of Realtors.


James A. Miller

J.A. Miller & Associates

Camelback Financial

NMLO 329911,329621

Owner/Broker, DRE 00600793

Cell:  626-665-8230

CamelbackFinancial@msn.com

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    We can help you get financing, guide you to local neighborhoods, help you determine your budget, and prioritize a list of essential features that you need in your next home. We'll save you valuable time by finding the properties that best suit your requirements, and will show you only the most promising ones.


    Once you've found a place that catches your eye, we'll look at comparable properties in the area to help determine a purchase offer. Then we'll negotiate on your behalf with the seller to make sure you get the most favorable terms.

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Areas of Specialty

Negotiations

Customer Service

Home Search

Comparative Market Analysis

Market Knowledge

Market Trends

Property Values

Neighborhood Developments

Areas Covered

Southern California

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Why Work With Me?

From start to finish, known as from credit application to close of escrow, I will be there for you every day.

Market Expertise

It is always a good time to buy real estate. Real Estate should be looked at as a long-time investment.  You should also understand that 90% of a person's net worth is in their home. It is a great place for building wealth for retirement. 

Client-Focused

Your time is valuable. That's why I will take the time upfront to personally meet with you to understand your unique wants, needs, likes and dislikes to ensure the rest of our time together is productive as possible.

Responsive

We must be able to communicate with each other every day, if necessary, when problems come up, so we can take care of them and stay on tract.

Referral Network

My team members are all seasoned professionals. I can connect you with the top Lenders, real estate attorneys, home inspectors, home stagers, appraisers, knowledgeable Title, Escrows, and Transaction coordinators.

WHAT MY CLIENTS SAY

"We were able to find the home of our dreams and we can now walk our kids to school and feel safe. We couldn't have done it without you!"


- Adam K

   Buyer

Dear Mr. Miller  

In my 21 years as a Senior Esrow Officer, you are diffently on my TOP 5  list

of Loan Brokers.  You always treated my costmers very professional, honest and personable manner.  enabling me to close my escrow in a timely manner.  

Very Truly Yours

J.J. Gutierrez

Senior Escrow Officer.

.

Dear Jim,

We wanted to thank you for all your help you gave us on buying our home in Chino Hills.  We wish we would have found you a year earlier, we would have bought our home  sooner.

Sincerly 

Joe and Debbie